Teleconsultation
Health for employees and family
Doctor consultations by phone or video, so a fever or a follow-up doesn't cost a day off.
- General physicians and specialists
- Covers employees and their families
- Prescriptions shared digitally
Early accessJAM now works inside ChatGPT
JAM runs people, attendance, leave and payroll for Indian teams. HR works in one calm web app; employees just message JAM on WhatsApp for payslips, leave and check-ins.
The AI-native HR platform · built for India


JAM HR
Business account
EPF · ESI · Professional Tax · LWF computed in every payroll run
One platform
HR runs the company from the web app. Employees never need a login: they message JAM where they already are. Every surface reads and writes the same records, with the same permissions.
For HR and finance
People, attendance, leave and payroll in one place, with statutory deductions worked out in every run.
See how it works →For employees
Payslips, leave balances, leave requests and check-ins, answered in English, Hindi or Hinglish.
See how it works →For admins
Ask about your team in plain language. JAM drafts every change, and you approve it before anything happens.
See how it works →For employees
Check in with location, download payslips and apply for leave. Coming soon to iOS and Android.
See how it works →The web app · for HR and finance
One calm workspace for the people who run the company: employees, attendance, leave, payroll and payslips, all built around how Indian teams actually work.





The WhatsApp agent · for employees
No app to install, no password to forget. Employees message JAM like they'd message a colleague in HR, and it gets things done against your real policies and records.
JAM HR
Business account
Payroll and compliance
JAM does the arithmetic Indian payroll demands, then stops. A run is only final when an admin approves it.
Pick the month. JAM pulls in everyone on payroll.
Attendance, leave, adjustments and statutory deductions are applied.
An admin reviews the run and finalises it. Nothing is paid before that.
Payslips are generated and employees can fetch them on WhatsApp or the app.

JAM computes these amounts for payroll and payslips. Filing and challans stay with your accountant. TDS is entered per employee through payroll adjustments.
EPF
Employees' Provident Fund
Employee and employer contributions worked out on the PF wage in every run.
ESI
Employees' State Insurance
Eligibility checked against the wage limit each month, with both contributions computed.
PT
Professional Tax
State slabs for 24 states, including the February adjustment where it applies.
LWF
Labour Welfare Fund
Deducted in the right months for 16 states and union territories, per employee.
JAM in ChatGPT · for admins Early access
Connect JAM to ChatGPT and run HR in plain language. Find people, fix attendance, approve leave, set up holidays and onboard new joiners, each with a review card you approve.
Every change arrives as a before-and-after card. Nothing is saved until you press Confirm and apply, and drafts expire after 15 minutes.
JAM in ChatGPT uses the same HR and Admin roles as the web app. Payroll data stays admin-only.
Each tool call is recorded in an audit log with who asked and what was touched, never the values themselves.
It never runs payroll, deletes people or changes records in bulk. Those stay in the web app.
The mobile app · for employees Early access
Coming soon to iOS and Android. For teams that want an app as well as WhatsApp, the JAM app opens on an assistant, with attendance, leave and pay one tap away.



Trust and safety
Payroll and personal data are the most sensitive things a company holds. JAM's AI follows the same rules as your HR team.
Admins and HR see different things. Payroll and salaries are admin-only, in the web app and in ChatGPT.
Payroll runs need an admin to finalise them. AI changes need a button press on a before-and-after card.
Every assistant action is logged with who asked, which tool ran and the outcome, without copying personal values into the log.
Sensitive employee fields are encrypted at rest. Revealing one through the assistant needs an admin, MFA and a stated reason.
The WhatsApp agent only answers registered numbers of active employees, and only about their own records and their team’s requests.
Every payslip PDF is locked with the employee's PAN, whether it's downloaded, sent on WhatsApp or opened in the app.
Benefits platform Add-on
JAM runs your HR and payroll. When your team needs more, switch on financial and health benefits for employees on the same platform, built on the attendance and pay records JAM already keeps.
Health for employees and family
Doctor consultations by phone or video, so a fever or a follow-up doesn't cost a day off.
Credit for life's big moments
Personal loans for employees through regulated lending partners, with repayments that line up with payday.
Salary already earned, before payday
Employees draw part of the salary they have already earned this month, without waiting for month-end.
Benefits are optional and enabled per company, based on your needs. Loans and earned wage access are provided through regulated partners and depend on eligibility.
Ask about benefitsHow it works
Shifts, working patterns, leave policies, holidays and pay templates. Start from Indian defaults and adjust.
Add employees, then upload a month of attendance as one Excel matrix. Employees can start on WhatsApp the same day.
Calculate, review, approve. Payslips are ready on WhatsApp and the app the moment the run completes.
Pricing
One plan per employee per month, with payroll, WhatsApp and compliance included. Talk to us for a quote for your headcount.
FAQ
Can't find yours? Book a demo and ask us directly.
Get any month's payslip as a PDF, check leave balances, apply for full or half-day leave, check in and out by sharing their location, see their attendance summary and upcoming holidays. Managers can approve or reject their team's leave. It understands English, Hindi and Hinglish.
No. The WhatsApp agent recognises each employee by the mobile number on their JAM record. The JAM mobile app is optional and is coming to iOS and Android; teams can join the early access now.
JAM computes EPF, ESI, Professional Tax (24 states) and Labour Welfare Fund (16 states and UTs) in every payroll run and shows them on each payslip. TDS is entered per employee through payroll adjustments. JAM computes; filing and challans stay with your accountant.
No. JAM in ChatGPT drafts every change as a before-and-after card, and nothing is saved until an admin presses Confirm and apply. It cannot run payroll, delete employees or make bulk changes. Payroll runs are finalised by an admin in the web app.
JAM connects to ChatGPT today through an early-access connector for admins and HR. Support for more assistants is on the way. Employees use JAM's own agent on WhatsApp and in the app.
Once a payroll run is approved, JAM generates password-protected PDFs (the password is the employee's PAN). Employees ask for them on WhatsApp or download them in the app, and HR can bulk-download every payslip.
Yes, as optional add-ons. JAM can set up teleconsultation, employee loans and earned wage access for your company on request. They sit on top of the HR and payroll platform, and loans and earned wage access are provided through regulated partners, subject to eligibility.
Yes. Add employees with their pay templates, and upload attendance for a whole month as a single Excel matrix that JAM validates before saving. Our team helps with the first import.
Most teams set up their company, policies and people within a week and run their first payroll the following month. Employees can start using WhatsApp as soon as they're added.
Book a demo
A 30-minute walkthrough with your own policies: payroll with statutory deductions, the WhatsApp agent your employees will use, and JAM in ChatGPT.